STUDY LOAN TRENDS IN THE BALTIC STATES

Authors

  • Santa Škarste Rēzeknes Tehnoloģiju akadēmija (LV)

DOI:

https://doi.org/10.17770/iss2022.7031

Keywords:

credit institutions, higher education institutions, study loan, the Baltic States

Abstract

A competitive national economy requires a competitive, knowledgeable, educated population. Both state budget study places and paid study places have existed in higher education institutions for several years. Not all residents who want to obtain higher education are able to apply for state budget places or tuition fees are covered from personal funds. "Study loan trends in the Baltic states" has been developed with the aim of analyzing the popularity of study credits in the Baltic States based on theoretical information and the population of the Republic of Latvia, the Republic of Lithuania and the Republic of Estonia. Proposals have been developed for the Baltic public administrations and for improving the quality of study credit services and offers.

Downloads

Download data is not yet available.

References

Noteikumi par studiju un studējošo kreditēšanu studijām Latvijā no kredītiestāžu līdzekļiem, kas ir garantēti no valsts budžeta līdzekļiem. (21.04.2020). Latvijas Republikas Ministru kabineta noteikumi Nr.231. https://likumi.lv/ta/id/314184-noteikumi-par-studiju-un-studejoso-kreditesanu-studijam-latvija-no-kreditiestazu-lidzekliem-kas-ir-garanteti-no-valsts-budzeta-lidzekliem

Study Allowances and Study Loans Act. (07.09.2003). Law of the Republic of Estonia. https://www.riigiteataja.ee/en/eli/521032019018/consolide

AS “LHV Pank” (2022). Student loan for studies in Estonia and abroad. https://www.lhv.ee/et/oppelaen

AS “SEB Bank” (2022). SEB studiju kredīts. https://www.seb.lv/krediti-un-lizings/krediti-ikdienas-vajadzibam/krediti-studentiem/seb-studiju-kredits

AS “SWEDBANK” (2022). Piesakies valsts garantētam studiju un studējošā kredītam un apgūsti jaunas zināšanas jomā, kas tevi interesē. https://www.swedbank.lv/private/credit/loans/study

Bigbank (2022). Koolituslaen. https://www.bigbank.ee/hariduslaen/

European Commision (2021). Higher Education Funding in Lithuania. https://eacea.ec.europa.eu/national-policies/eurydice/content/higher-education-funding-44_en

Hassani-Nezhad, L., Anderberg, D., Chevalier, A., Lührmann, M., & Pavan, R. (2021). Higher education financing and the educational aspirations of teenagers and their parents. Economics of Educiation Review, 85, 1-https://doi.org/10.1016/j.econedurev.2021.102175Get

Lääne, S., Grauberg, I., Mäeltsemees, S., Olle, V., & Trei, J. (2019). Education, Local Governments and Their Association: The Case of Estonia. NORDSCI International Conference on Social Science, 1(2), 29-41.

Nasir, N. S., Bang, M., & Yoshikawa, H. (2021). Reimagining American Education: Possible Futures: What might we accomplish in 25 year? Phi Delta Kappan, 103(2), 54-57. https://doi.org/10.1177/ 00317217211051146

Study in LT (2022). Study in Lithuania. http://studyin.lt/

Van Long, N. (2019). Financing higher education in an imperfect world. Economics of Education Review, 71, 23-31. https://doi.org/10.1016/j.econedurev.2018.06.004

Downloads

Published

2023-01-03

Issue

Section

Economics and Management